Payday Loan

A payday loan is a small, short-term loan, ranging from $100 - $1500. It gives an alternative, so the consumer doesn't have to borrow money from family and friends, deal with bouncing checks or give his/her personal property as a security deposit.

Consumers prefer payday loans to face small, unanticipated expenses while avoiding costly bounced-check fees and overdue payment penalties.

No credit check! Approval takes only seconds. You are minutes away from getting the Cash you need!

HOW IT WORKS

The borrower writes the lender a check for the sum of the loan plus the lending fee.The lender gives the borrower the requested advance and the borrower consents to repay the loan on the next payday.

On payday, the borrower has the option to pay the loan amount plus the money charge, or in a number of cases, expand the loan by paying just the finance charge and writing a new check.

* ©1997-2010 All rights reserved eclubusa.com. Monthly payment estimated, based on current product pricing (excluding shipping/handling/taxes), 18 month term, and 0.0% APR. Actual payment amount and repayment term may vary. Prices and configurations subject to change without notice or obligation. Prices exclude shipping and handling and taxes. All images are for display purposes only. Guaranteed approval is available to US residents only, who agree to the terms and conditions of membership, qualify with a combined household income of over $1,800 a month, have a valid US checking or credit card account, are over 18 years of age, have proof of income for a minimum of 6 consecutive months and have paid the necessary fees for enrollment. A down payment from 15% to 25% is required before any products are shipped or travel services provided. Monthly payment estimated, based on standard system price (excluding shipping/handling/taxes). PRIVACY POLICY